Doug Kottraba Jr

I am a lifetime resident of eastern Baltimore County and have remained active in a variety of local community organizations throughout the years. As a State Farm agent for more than 15 years, I am committed to helping individuals, families, and business owners protect what matters most.

I earned a BS with a concentration in Finance from Towson University. I also earned Associate of Arts degrees from both the Community College of the Air Force and Essex Community College. As part of a military family, I am especially proud to be the father of two sons who are currently serving on active duty.

My community involvement includes serving as Chairman of the Rosedale Pony Baseball League and working as a Baltimore County High School baseball umpire. I am also a commissioned Notary in the State of Maryland and can assist with state-to-state insurance transfers.

Our office offers Auto Insurance, Home Insurance, Renters Insurance, Life Insurance, Business Insurance, Flood Insurance, and coverage for boats and recreational vehicles. We also offer Pet Insurance to help protect every member of your family.

We proudly serve customers throughout Essex, Dundalk, Middle River, White Marsh, Parkville, Rosedale, Towson, Perry Hall, Kingsville, Bel Air, Baltimore City, Baltimore County, and Harford County, Maryland. Whether you are relocating, purchasing a home, starting a business, or reviewing your current coverage, our team is here to provide personalized service and help you find insurance options that fit your needs.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Doug, your local State Farm agent in Middle River, MD, is here to help.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Doug for insurance guidance in Middle River.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. In Middle River, you can count on Doug for personalized service.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Doug is here to help your Middle River household feel covered.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Looking for coverage? Talk with Doug about your options in Middle River.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Doug is proud to serve the Middle River community.